Terms and Conditions Using the ibcc22 Platform

Welcome to ibcc22, Malaysia's leading online sports betting and gaming platform. These Terms and Conditions constitute a legally binding agreement between you (hereinafter referred to as "Member" or "User") and ibcc22 (hereinafter referred to as "Platform" or "We").

By registering an account, accessing, or using any service offered by ibcc22 — whether through the website, Android or iOS mobile app, or any other access channel — you expressly confirm that you have read, understood, and agreed to be bound by all terms and conditions stated in this document, along with all other referenced policies, including the ibcc22 Privacy Policy and Responsible Gaming Policy.

If you do not agree with any part of these Terms and Conditions, you are advised not to use the ibcc22 platform. Continued use of the platform following any amendments constitutes your acceptance of the revised terms.

To register and use ibcc22 services, you must meet all of the following eligibility requirements at all times:

• At least 18 years old at the date of registration.
• Not residing in a jurisdiction that prohibits participation in online gambling activities.
• Acting on your own behalf and not as a representative or agent of any third party.
• Not diagnosed or confirmed as a problem gambler currently undergoing a treatment program.
• Not previously had an ibcc22 account closed due to fraud or breach of terms.

Registration Process

During registration, you are required to provide accurate, complete, and up-to-date information, including your full name, date of birth, valid email address, mobile number, and bank account details. ibcc22 reserves the right to verify the accuracy of this information through the Know Your Customer (KYC) process at any time.

Each individual is only permitted to hold one (1) ibcc22 account only. Multiple account registrations — whether using the same or different identities — are strictly prohibited and may result in the closure of all associated accounts and forfeiture of any remaining balances and wins.

You are solely responsible for maintaining the confidentiality of your account login information, including your username, password, and any two-factor authentication (2FA) codes. ibcc22 will never request your password through any communication channel.

All activity that occurs in your account — whether carried out by you or by another party — is entirely your responsibility. If you suspect your account has been accessed without authorisation, you must notify the ibcc22 support team immediately.

• Do not share your login credentials with anyone, including family members.
• Always log out after each session, especially on shared devices.
• Use a strong, unique password that is not used on any other platform.
• Enable two-factor authentication (2FA) for added security.
• Review your account activity regularly and report any suspicious transactions.

Ibcc22 supports a variety of deposit methods suited for Malaysian users, including FPX, Touch 'n Go eWallet, Maybank2u, CIMB Clicks, and other major online banking options. All available payment methods can be viewed in the Deposit section of your account.

Deposited funds must come from a legitimate source and be in your own name. ibcc22 does not accept third-party deposits. Any deposit suspected of originating from illegal sources or third parties will be blocked and returned.

Deposit Requirements

• The minimum deposit amount is subject to the settings stated on the platform at the time.
• Ibcc22 reserves the right to request proof of ownership of the payment method used.
• Depositing using a credit card belonging to another person or a bank account not in your name is strictly prohibited.
• Ibcc22 is not responsible for any deposit delays caused by banks or payment providers.
• Any transaction fees charged by the bank or payment provider are the member's responsibility.

Ibcc22 is committed to processing all valid withdrawal requests in under 5 minutes. Withdrawals may only be made to a bank account or digital wallet registered in the same name as the ibcc22 account holder.

Before your first withdrawal is approved, ibcc22 reserves the right to request identity verification (KYC), including a copy of your ID, proof of address, and proof of ownership of the payment method. This is standard procedure to ensure the security of your funds.

Withdrawal Requirements

• The minimum withdrawal amount is subject to the current settings displayed on the platform.
• Withdrawals may only be made to the same payment method used for the deposit, subject to ibcc22 policy.
• Ibcc22 reserves the right to withhold withdrawals until all bonus wagering requirements have been met.
• Withdrawals to third-party accounts or accounts not registered under the member's name are strictly prohibited.
• Ibcc22 reserves the right to request additional verification before approving a withdrawal in order to prevent money laundering.

Ibcc22 offers a wide range of bonuses and promotions for both new and existing members, including welcome bonuses, deposit bonuses, weekly cashback, rebates, and seasonal promotions. Each bonus offered carries its own terms and validity period.

All bonuses are subject to the wagering (rollover) requirements stated in the specific promotion terms. For example, a bonus with a 5x rollover requirement means you must wager five times the bonus value before the balance can be withdrawn.

General Bonus Terms

• Each promotion may only be claimed once unless otherwise stated.
• Bonuses cannot be transferred to another member or directly exchanged for cash.
• Ibcc22 reserves the right to withdraw or modify the terms of any promotion without prior notice.
• Using multiple accounts to claim bonuses is prohibited and may result in account closure.
• Bonuses obtained through dishonest methods or system exploitation will be voided.
• Bets placed under unusual odds (arbitrage) may not count toward rollover requirements.

All betting activity on ibcc22 — whether sports betting, online casino, e-sports, or any other product — is subject to the specific game rules available on the platform. Members are responsible for understanding the rules before placing any bets.

Decisions issued by ibcc22 based on actual match or game outcomes are final and non-disputable, unless a proven and documented technical error has occurred. ibcc22 uses recognized sports data providers to ensure the accuracy of results.

Bet Cancellation

Ibcc22 reserves the right to void any bet under the following circumstances:

• A match is cancelled, suspended for more than 12 hours, or its format is significantly altered.
• The displayed odds are the result of a significant and obvious technical error.
• There is confirmed evidence of match manipulation or fraud.
• Bets placed after the actual result is already known (late betting).

Ibcc22 maintains a zero-tolerance policy toward any form of fraud, exploitation, or illegal activity involving our platform. Members found engaging in any of the following activities will face immediate and decisive action:

• Registration of multiple accounts using the same or different identities.
• Use of automated software, bots, or scripts to manipulate games or the bonus system.
• Player collusion in multi-player games.
• Money laundering through deposit and withdrawal activities on the platform.
• Attempting to exploit bugs or technical vulnerabilities in the platform.
• Use of VPN or other methods to conceal your actual location in order to bypass regional restrictions.
• Providing false information or falsified documents during the KYC process.

Ibcc22 reserves the right to suspend, restrict, or close any account at any time, with or without prior notice, under the following circumstances:

• Violation of any part of these Terms and Conditions.
• Failed identity verification (KYC) or information that cannot be verified.
• Suspicious or unusual activity indicating potential fraud.
• Requests from relevant legal authorities.
• A member's own decision to close their account (voluntary closure).

If your account is closed for reasons that do not breach the terms, any valid balance will be returned to you once all reviews are complete. If the closure is due to a terms violation, ibcc22 reserves the right to withhold any remaining balance.

Ibcc22 takes our responsibility to protect your personal data seriously. All information you provide to us is collected, processed, and stored in accordance with the ibcc22 Privacy Policy, which complies with Malaysia's Personal Data Protection Act (PDPA) 2010.

By registering an ibcc22 account, you consent to us collecting and processing your personal data for the following purposes:

• Identity verification and compliance with KYC and anti-money laundering (AML) requirements.
• Processing of financial transactions and account maintenance.
• Sending service-related communications, promotions, and platform updates.
• Platform usage analysis for service improvement.
• Compliance with applicable legal and regulatory obligations.

Ibcc22 believes that betting should remain an enjoyable form of entertainment — not a burden or source of stress. We are committed to supporting every member in maintaining control over their gaming habits. ibcc22 is equipped with comprehensive self-management tools that you can activate at any time.

Responsible Gaming Tools

• Deposit Limit — Set daily, weekly, or monthly deposit limits according to your budget.
• Loss Limit — Set the maximum loss amount you are comfortable with over a given period.
• Session Time Limit — Control how much time you spend on the platform each day.
• Temporary Break — Suspend your account for a set period if you need a break.
• Self-Exclusion — Permanently close your account if you feel it is necessary.

If you or someone you know shows signs of problem gambling, we encourage you to seek professional help. The ibcc22 support team is ready to assist in connecting you with appropriate resources.

To the extent permitted by applicable law, ibcc22 shall not be liable for any indirect, incidental, special, or consequential losses arising from your use of our platform, including but not limited to:

• Loss of anticipated profits or income.
• Losses resulting from service disruptions caused by technical issues or maintenance.
• Losses resulting from unauthorized access to your account due to your own negligence.
• Disputed betting results submitted outside the designated appeal period.

Ibcc22 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time at our sole discretion. Amendments take effect immediately upon publication on the platform, unless otherwise stated.

You will be notified of material changes via in-platform notifications or through the email registered to your account. It is your responsibility to review this document periodically. Continued use of the platform after any amendment takes effect constitutes your full acceptance of the amended terms.

These Terms and Conditions are governed and interpreted in accordance with the laws applicable in the jurisdiction where ibcc22 is registered and operates. Any dispute arising from or in connection with these Terms and Conditions shall first be resolved through amicable negotiation.

If negotiations fail to reach a resolution within 30 days, the dispute will be referred to binding arbitration in accordance with the applicable arbitration rules. The arbitration decision is final and binding on both parties.

The invalidity or unenforceability of any provision in these Terms & Conditions shall not affect the validity or enforceability of the remaining provisions. ibcc22 and the member agree that these Terms & Conditions constitute the entire agreement between both parties regarding the use of the ibcc22 platform.